![]() Use your phone to receive verification code.Enter identity verification questions ( answering these incorrectly may result in you needing to contact support).Enter your information ( make sure you enter everything correctly the first time, it may not let you try again without contacting support).Access to a previous credit report (if possible)įor those who don’t have an account with Equifax:.Your cell phone or email ready to receive a verification code.Freezing your credit reportīefore you start, make sure you have these available because they may be needed to complete login creation. This article will show you how to place a freeze on your Equifax credit report, how to view that report, and how to lift the freeze as needed. Credit freezes offer the most protection and are completely free. Equifax is one of the three main credit bureaus and allows you to place one of the five different freezes.Ĭredit freezes are not the same as credit locks, or credit monitoring. Placing a credit freeze is one of the simplest, yet most effective things to do in order to protect yourself from credit fraud. If you plan to open credit in the near future, or apply for an apartment or a job that will require your credit report to be checked, you will need to lift the freeze.How to Place and Remove an Equifax Credit Freeze While a credit freeze can provide important protection against identity theft, a credit freeze may not be for everyone.You can also find more information about each credit reporting agency's freeze program at their websites: If you have moved in the past five years, supply addresses for past five years.A copy of a bank statement or utility bill containing your current addressĮxperian Minor Credit Freeze ( Sample) TransUnion.If you have moved or had a name change in the past five years, prior addresses and proof of prior names are also required.If you have moved in the past two years or had a name change, you should provide that prior address or name so you can be properly identifiedĮquifax Incapacitated Adult Freeze Request Form Įquifax Minor Freeze Request Form ExperianĮxperian Security Freeze ( Sample) P.Full name, address, Social Security number, and date of birth.EquifaxĮquifax Security Freeze ( Sample) P.O. You will need to include your personal information, as described below. To place a credit freeze, send a request to each of the three credit reporting agencies. If your credit files are frozen, even someone who has your name and Social Security number might not be able to get credit in your name. Maryland consumers may place a freeze on their credit reports from all three credit reporting agencies, free of charge. Credit freezes may also be lifted, known as a “thaw," free of charge. ![]() Most businesses will not open credit accounts without first checking a consumer's credit history. A credit freeze can help prevent identity theft.
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